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One & Done oneand.in
Tools

1&

FY 2026-27

Make the money decision once.

India salary microtools for private employees — gratuity, HRA, CTC to in-hand. Honest estimates, not CA advice.

Accurate for FY 2026-27 Instant Free No login

Salary

Turn a CTC or LPA offer into monthly in-hand.

Tax

Pick a regime and see what HRA is actually worth.

Benefits

Statutory payout when you leave a private job.

In-hand by LPA

Same 40% basic structure as the CTC calculator, new regime, FY 2026-27. Open a guide, then tweak the live tool.

Why One & Done exists

Most salary tools in India either hide the formula or over-promise a “take-home” that ignores employer PF, gratuity accrual, and the fact that HRA exemption died for anyone on the new tax regime. We would rather show a slightly smaller number than a pretty wrong one.

Every calculator runs in your browser. Nothing is stored. Pages are static HTML for Google and for Core Web Vitals.

Start with the gratuity calculator if you are leaving a job, the HRA exemption calculator if you still file old-regime, or the CTC to in-hand calculator when an offer letter says LPA. Compare old vs new tax regime before you pick a Form 12BB.